Nicole Gaspar
FSA, MAAA
Consulting Actuary
Chicago, IL, US
Nicole Gaspar is a consulting actuary with the Chicago office of Milliman. She joined the firm in 2006.
Experience
Nicole has extensive experience with long-term care insurance. Her expertise includes strategic planning, product pricing, profitability and experience analyses, financial reporting, actuarial appraisals, mergers and acquisitions, reserve valuations, stochastic modeling, and state insurance department filings.
Nicole is a user of MG-ALF®, Milliman's asset-liability modeling platform. She also has broad experience with database tools such as SAS, Access, and Excel VBA.
Publications and Presentations
For the past several years, Nicole has managed the data that supports the annual Milliman Long Term Care Survey, published in Broker World magazine every July.
- Informal caregiving - the unseen obligation and opportunity (milliman.com)
- Key insights from LTC first principles modeling (milliman.com)
Professional Designations
- Fellow, Society of Actuaries
- Member, American Academy of Actuaries
Education
- MAS, Applied Statistics, Northern Illinois University
- BS, Probability & Statistics, Northern Illinois University
Affiliations
- Member, Long-term Care Section Council of the Society of Actuaries
- Milliman Ground-Up Think Tank for Social Impact (GUTSI) Committee and Team Leader
Publications
Read their latest work
Article
Informal caregiving – the unseen obligations and opportunity
22 February 2023 - by Scott Cohen, Barbara Culley, Nicole Gaspar, Christin Kuretich
Companies have a key opportunity to differentiate themselves by developing thoughtful support for employees who provide informal care to their loved ones.
Article
Long-Term Care Focus: Q4 2021
23 February 2022 - by Juliet Spector, Mike Bergerson, Robert Eaton, Andrew Dalton, Daniel A. Nitz, Allen J. Schmitz, Christopher J. Giese, Jeff Anderson, John Hebig, Missy Gordon, Nicole Gaspar, Qiuwen Peng, Annie Gunnlaugsson
We review current projects in long-term care (LTC), such as LTC development in Asian market, Milliman LTC Advanced Risk Analytics, and upcoming studies.
Article
Key insights from LTC first principles modeling
04 August 2020 - by Nicole Gaspar, Alyssa Lu, Juliet Spector
This article discusses modeling and the information that companies can glean from a first principles approach.