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Article
Milliman Fixed Indexed Annuity and Multi-Year Guaranteed Annuity lapse experience study
29 February 2024 - by Yan Fridman, Ben Johnson, Ricardo Trachtman, Nathan Wilbanks, Karthik Yadatore
We conducted a survey of 13 Fixed Indexed Annuity (FIA) and Multi-Year Guaranteed Annuity (MYGA) writers on several aspects of dynamic adjustments to base lapse rates due to differences between their current and perceived market or competitor crediting rates.
Article
Milliman VALUES™ 2020 GLWB industry lapse study
21 December 2021 - by Jenny Jin, Nathan Wilbanks
The study builds on the effort we began in 2014 to provide insights into variable annuity policyholder behavior.
Article
The use of artificial intelligence and data analytics in life insurance
29 November 2021 - by Fanny Pouget, Rémi Bellina, Mehdi Echchelh, Karol Maciejewski, Christoph Krischanitz, Bartosz Gaweda, Raymond van Es, Talex Diede, Kshitij Srivastava, Nathan Wilbanks, Michael Hoyer, Clement Bonnet
The emergence of data analytics and machine learning is providing insurers and reinsurers with new insights into how they drive and monitor their business.