Christopher S. Girod
FSA, MAAA
Principal, Consulting Actuary
San Diego, CA, US
Chris is a principal and consulting actuary in the San Diego office of Milliman. He joined the firm in 1994, after working for six years with a health insurance company in Portland, Oregon.
Experience
Chris specializes in helping clients measure and understand the risks and financial implications associated with their healthcare products, reimbursement systems, and risksharing arrangements. He has worked with insurance companies, HMOs, PPOs, Blue Cross Blue Shield plans, provider organizations, employers, and medical device manufacturers to help them assess risks associated with commercial, Medicare, Medicaid, and CHAMPUS populations. His consulting assignments have included:
- Healthcare benefit plan design, pricing, feasibility studies, and financial modeling
- Developing and analyzing changes to provider reimbursement contracts
- Performing financial projections associated with health plan mergers and acquisitions
- Developing clinically appropriate best practice utilization and cost benchmarks
- Assessing the financial value of new healthcare technologies and practices
- Developing regulatory filings for health carriers
- Developing underwriting and rating models
- Projecting liabilities for claims incurred but not paid
- Modeling risk transfer due to reinsurance arrangements
Chris has also served as Milliman's national health research manager, promoting and coordinating the firm's health research efforts.
Professional Designations
- Fellow, Society of Actuaries
- Member, American Academy of Actuaries
Education
- BS (honors), Mathematics, Linfield College
Publications
Read their latest work
Article
2020 Milliman Medical Index
21 May 2020 - by Christopher S. Girod, Paul R. Houchens, David M. Liner, Andrew L. Naugle, Doug Norris, Scott A. Weltz
In 2020, the cost of healthcare for a hypothetical American family of four covered by an average employer-sponsored preferred provider organization plan is $28,653, according to the Milliman Medical Index.
Article
2019 Milliman Medical Index
25 July 2019 - by Christopher S. Girod, Susan K. Hart, David M. Liner, Thomas D. Snook, Scott A. Weltz
In 2019, the cost of healthcare for a hypothetical American family of four covered by an average
employer-sponsored preferred provider organization (PPO) plan is $28,386.
Article
Health and Group Benefits News and Developments, July 2018
26 July 2018 - by Jennifer M. Fleck, Christopher S. Girod, Susan K. Hart, Sean Silva, Scott A. Weltz
Health and group benefits news and developments in the United States.
Article
Healthcare under the Delegated Risk Model in California: Lower cost, high quality
16 July 2018 - by Christopher S. Girod
Article
2018 Milliman Medical Index
21 May 2018 - by Christopher S. Girod, Susan K. Hart, Scott A. Weltz
Healthcare costs for the typical American family of four rose to over $28,000 in 2018.
Article
Medicare Advantage and Part D: Compliance for actuaries
30 April 2018 - by Christopher S. Girod, Shyam Kolli
This paper focuses on one relatively narrow area of rules that is sometimes loosely referred to as actuarial compliance, and serves as a primer for actuaries or other professionals who are tasked with understanding and following these rules.
Article
2017 Milliman Medical Index
16 May 2017 - by Christopher S. Girod, Susan K. Hart, Scott A. Weltz
In 2017, the cost of healthcare for a typical American family of four covered by an average employer-sponsored preferred provider organization plan is $26,944, according to the Milliman Medical Index.
Article
2016 Milliman Medical Index
24 May 2016 - by Christopher S. Girod, Susan K. Hart, Scott A. Weltz
Healthcare costs for the typical American family of four rose to over $25,000 in 2016 according to the Milliman Medical Index.
Article
2015 Milliman Medical Index
19 May 2015 - by Christopher S. Girod, Susan K. Hart, Scott A. Weltz
According to the Milliman Medical Index, the cost of healthcare in 2015 for a typical American family of four covered by an average employer-sponsored preferred provider organization is $24,671.