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Sharon Huang

ASA, FSA
Consulting Actuary
Beijing, CN

Sharon is a consulting actuary in Milliman's Shanghai office. She joined the firm in 2011. In her current role, she provides support to local and multinational insurance companies in the areas of actuarial due diligence, product design, pricing and financial reporting.

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Experience

Prior to joining Milliman, Sharon worked at the largest life reinsurer in China for six and half years, where she gained experience in reinsurance, product development, market research, alternative distribution channel management, and market entry strategy.

She has worked with life insurers in China on issues pertaining to:

  • Product development
  • Premium rating
  • Asset-liability management modeling
  • Due diligence and EV appraisal
  • Alternative distribution channels
  • Market entry and business planning
  • Improving cash flow and capital strain using reinsurance

Sharon is fluent in English and Chinese.

Publications

Read their latest work

Article

Life insurance capital regimes in Asia, 6th edition

09 October 2024 - by Clement Bonnet, Julian Man, Alex Bryant, Scott Chow, Pingni Eng, Linda Jin, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Richard Payne, Kyosuke Aiguchi
Our sixth edition of a report on life insurance capital regimes in Asia gives a detailed comparative analysis and discusses the implications of change.
Article

Life insurance capital regimes in Asia, 5th edition

29 August 2023 - by Clement Bonnet, Scott Chow, Michael Daly, Pingni Eng, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Atsushi Okawa, Richard Payne
This report compares and contrasts life insurance RBC regimes across selected Asian markets and highlights potential implications from future regulatory changes in the industry.
Article

Life insurance capital regimes in Asia, 4th edition

08 August 2022 - by Clement Bonnet, Scott Chow, Michael Daly, Pingni Eng, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Atsushi Okawa, Wing F. Wong
This report compares and contrasts life insurance RBC regimes across selected Asian markets and highlights potential implications from future regulatory changes in the industry.
Article

Life insurance capital regimes in Asia, 3rd edition

23 July 2021 - by Clement Bonnet, Brian Colgan, Michael Daly, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Atsushi Okawa, Wing F. Wong
After a wave of new regulations for companies, this executive summary provides a high-level update to our last report from 2020.
Article

Life insurance capital regimes in Asia, 2nd edition

03 August 2020 - by Clement Bonnet, Brian Colgan, Michael Daly, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, David Kong, Wen Yee Lee, Atsushi Okawa, Wing F. Wong
This report compares and contrasts life insurance risk-based capital regimes across selected Asian markets, highlights some of the potential implications for businesses arising from the future development of capital regulations and contributes to the wider discussion on the potential impact of changes in regulation on the life insurance industry in Asia.
Article

Life insurance capital regimes in Asia

09 July 2019 - by Clement Bonnet, Brian Colgan, Michael Daly, Sharon Huang, Farzana Ismail, Philip Jackson, Wen Yee Lee, Atsushi Okawa, Wing F. Wong
This report covers the capital regimes in 10 markets in Asia plus the 2018 International Capital Standard field test.
Article

China's commercial health insurance market

04 March 2019 - by Sharon Huang, Rong Yi
This article provides a high level background of the health insurance market in China, including a discussion of recent trends and how data and analytic innovations may be used to address challenges and support market growth.
Article

Singapore FinTech Festival to feature Artificial Intelligence retirement solution

31 October 2018 - by Chihong An, Pang-Hsiang Chye, Brian Colgan, Stephen H. Conwill, Michael Daly, Guanjun Jiang, Richard Holloway, Sharon Huang, Farzana Ismail, Sanket Kawatkar, Wade Matterson, Paul Sinnott, Wing F. Wong
Wade Matterson will present on using artificial intelligence to solve the retirement riddle at the Singapore FinTech Festival on 13 November.
Article

A focus on Microinsurance: Milliman’s Michael J. McCord discusses commercial potential with insurers in Indonesia and Malaysia

29 October 2018 - by Chihong An, Brian Colgan, Michael Daly, Richard Holloway, Sharon Huang, Farzana Ismail, Sanket Kawatkar, Wing F. Wong
Michael McCord says that microinsurance is commercially viable and has the potential to provide a sustainable profitable stream of revenue for insurers in Asia.
Article

Analysis of China’s new C-ROSS solvency capital regime

14 December 2015 - by Sharon Huang, Wing F. Wong
This report focuses on life insurance and covers the China Risk Oriented Solvency System’s (C-ROSS) three-pillar structure, quantitative field testing results, international standards, and observations and potential issues around the new regime.