Experience
Publications
Read their latest work
Article
Assessing the effectiveness of payment reduction on preventing borrower re-default for mortgages
25 September 2023 - by Ryan Huff
Larger payment reductions provided to mortgage borrowers in loss mitigation generally correlate with lower rates of re-default.
Article
Forecasting the housing market: An economic outlook of housing affordability and home prices
01 September 2023 - by Judith-Anne Brelih, Jonathan B. Glowacki, Ryan Huff
We give some guidance on housing affordability and home prices, considering the potential long-term impacts of recent supply and demand dynamics.
Article
FICO® Score 10 and FICO® Score 10 T model assessment
25 July 2023 - by Kenneth A. Bjurstrom, Raymond van Es, Ryan Huff, Jan Thiemen Postema
FICO 10 and FICO 10 T mark a meaningful advancement in assessing credit in mortgage lending, powered by trended data and cutting-edge analytical techniques.
Article
Climate risk assessment and scenario analysis
28 February 2023 - by Robert Yinpok Lee, Chris Beck, Judith-Anne Brelih, Blake Fleisher, Ryan Huff, Leighton A. Hunley
In this report, a case study on climate change impact on home prices is used to illustrate a Bayesian network iterative approach to building a model for scenario analysis.