Lori E. Julga
FCAS, MAAA
Principal & Consulting Actuary
Brookfield, WI, US
Lori Julga is a principal and consulting actuary with the Milwaukee office of Milliman. She joined the firm in 1991.
Experience
Lori’s work experience includes financial analysis, loss reserve analysis, and ratemaking. She has broad exposure to most property and casualty lines of business, with special emphasis on commercial lines, including workers’ compensation, auto liability, and general liability. Her client assignments include reviews of workers’ compensation rate levels, estimations of reserves for major insurance companies and excess writers, preparation of expert-witness support, and analyses of rates and reserve levels for self-insured entities.
Professional Designations
- Fellow, Casualty Actuarial Society
- Member, American Academy of Actuaries
Education
- BS, Mathematics, Valparaiso University
Publications
Read their latest work
Article
Workers' compensation: Summary of 2023 statutory financial results
30 May 2024 - by Zachary A. Fischer, Lori E. Julga, Carl X. Ashenbrenner, Kyle Stowe
We summarize key 2023 financial results for U.S. workers’ compensation writers, which had a modest increase in direct written premium and improving ratios.
Article
2023 commercial auto liability statutory financial results
30 April 2024 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Lori E. Julga, Kyle Stowe
We summarize key 2023 financial results for U.S. commercial auto liability writers, including gross written premiums, loss ratios, and reserve development.
Article
Workers' compensation: Summary of 2022 statutory financial results
06 June 2023 - by Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
We review the key financial results for U.S. workers’ compensation writers in 2022, a year in which direct written premiums increased 10.3%.
Article
Commercial auto liability: Summary of 2022 statutory financial results
06 June 2023 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
We summarize key 2022 financial results for U.S. commercial auto liability writers, including gross written premiums, loss ratios, and reserve development.
Article
The D&O market in 2021 and beyond: Milliman actuaries point to rising premiums and improving results
26 August 2022 - by Brian Z. Brown, Alyssa Grove, Rebecca Jonen, Lori E. Julga
Milliman Actuaries point to rising premiums and improving results in the growing D&O market, where loss experience is improving.
Article
Workers' compensation: Summary of 2021 statutory financial results
15 August 2022 - by Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
Workers’ Comp for 2021: Policyholders’ surplus soars, direct written premium slightly rebounds, and ratios for defense-and-cost-containment expenses rise.
Article
Commercial auto liability: Summary of 2021 statutory financial results
15 August 2022 - by Paul Anderson, Carl X. Ashenbrenner, Brian Z. Brown, Zachary A. Fischer, Drew B. Groth, Travis J. Grulkowski, Lori E. Julga
We summarize year-end 2021 financial results for U.S. auto liability writers, with detailed information on premium (up 21%), loss ratios, reserves, and surplus.
Article
How will an interruption in elective medical services affect existing workers’ compensation claims?
01 April 2020 - by Lori E. Julga, Anne C. Kallfisch, Adam Blais
COVID-19 is changing our work environment, and the impacts not only affect our working environment on the job, but also the normal course of existing workers’ compensation claims.
Article
Improvements in predictive analytics help with early identification of workers comp reinsurance claims
16 July 2018 - by Phil Borba, Lori E. Julga
Developments over the past few years in predictive analytics are providing opportunities to improve the early identification of claims with a high likelihood of piercing workers compensation reinsurance layers.