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S. Andrew Kline

Actuarial Analyst
Brookfield, WI, US

Andy Kline is an actuarial analyst with the Milwaukee office of Milliman. He joined the firm in 2004.

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Experience

Andy’s area of expertise is in property and casualty insurance. Within this industry, he has broad exposure to several lines of business, with special emphasis on the following:

  • Medical professional liability (physicians, hospitals, other medical professionals, other medical facilities), including associated cyber liability risk
  • Lawyers professional liability
  • Commercial multi-peril
  • General liability

Andy has assisted numerous clients with assignments that include:

  • Loss reserving, including studies in preparation for actuarial opinions
  • Ratemaking, including funding studies and analyses of rating factors for class plans, territorial plans, and increased limit factors
  • Evaluation of reinsurance programs
  • Pro-forma financial projections
  • Quarterly/annual statement page support
  • Product rate filing support
  • Regulatory reserve review support
Publications

Read their latest work

Article

U.S. General Aviation admitted market: Summary of 2023 statutory financial results

19 September 2024 - by Carl X. Ashenbrenner, S. Andrew Kline
U.S. general aviation insurers wrote $2.9 billion in premiums in 2023, up 7%, capping a six-year cumulative surge of 84%, the largest since the years after 9/11.
Article

Strong investment returns highlight third-quarter MPL financial results

11 December 2023 - by Eric J. Wunder, S. Andrew Kline
Our December newsletter covers recent MPL trends, such as how premium growth slowed and indemnity payments continued to surge in the third quarter.
Article

U.S. General Aviation admitted market: Summary of 2022 statutory financial results

01 November 2023 - by Carl X. Ashenbrenner, S. Andrew Kline
Year-end 2022 financial results for domestic U.S. general aviation (USGA) insurers show the market firming, written premiums up 10%, and higher incurred losses.
Article

U.S. general aviation admitted market: Summary of 2021 statutory financial results

27 October 2022 - by S. Andrew Kline, Carl X. Ashenbrenner
Our summary of domestic general aviation insurers shows $2.5 billion in written premium in 2021, a 16% increase from 2020 and a 55% cumulative rise since 2018.
Article

Lawyers professional liability update: Profitability streak continues for specialty writers, but how much longer?

22 September 2022 - by Zachary A. Ballweg, S. Andrew Kline
The LPL market continued to show strong financial results in 2021, but the winds could be changing as the magnitude of reserve releases has continued to decline in recent years.
Article

Recent rate increases impact financial results positively for medical professional liability specialty writers

11 July 2022 - by Eric J. Wunder, S. Andrew Kline
We look at the financial results for medical professional liability (MPL) insurers for the first quarter of 2022, as the country tries to emerge from COVID-19.
Article

United States general aviation - Admitted market: Summary of 2020 statutory financial results based on data submitted through July 2021

24 August 2021 - by Carl X. Ashenbrenner, S. Andrew Kline
U.S. general aviation premium increased 33% over the last two years, and market profitability has been consistently negative over the last five.
Article

First-quarter financial results for medical professional liability specialty writers show effect of dwindling releases

01 July 2021 - by Eric J. Wunder, S. Andrew Kline
First-quarter financial results for medical professional liability specialty writers show effect of dwindling releases
Article

P&C Perspectives: Lawyers professional liability update: Insurers’ string of strong financial results continues

13 October 2014 - by Susan J. Forray, S. Andrew Kline
Financial results for 2013 are strong for specialty writers of lawyers professional liability (LPL) and this report identifies gains in operating results, reserve releases, claim frequency, and more.