Experience
Publications
Read their latest work
Article
Long-Term Care Focus: Q3 2024
11 September 2024 - by Juliet Spector, Annie Gunnlaugsson, Robert Eaton, Mike Bergerson, Joe Neary, Evan Pollock, Courtney Williamson, Randy Beams, Susan Knutson
In our third quarter 2024 Long-Term Care (LTC) Focus newsletter, we showcase some of the projects that Milliman LTC consultants are working on now.
Article
Evaluating California LTC proposed plan designs through a different lens
07 May 2024 - by Evan Pollock, Christopher J. Giese, Annie Gunnlaugsson
We examine long-term care (LTC) plan designs through the lens of LTC actuarial value, a concept offering fresh perspective on the space.
Article
Long-Term Care Focus: Q1 2024
15 March 2024 - by Juliet Spector, Annie Gunnlaugsson, Robert Eaton, Mike Bergerson, Jeff Anderson, Jeremy Hamilton, Daniel A. Nitz, Alyssa Lu, John Hebig, Courtney Williamson, Tim Kempen, Evan Pollock, Kevin Brown
This Long-Term Care (LTC) Focus newsletter showcases some of the projects that Milliman LTC consultants are working on now.
Article
Implementing a long-term care statewide program: See how tax rates could vary by state
02 November 2023 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock
As states consider long-term care programs, we examine differences in payroll taxes under a front-end design, given the diverse environments across the U.S.
Article
Long-term care insurance valuation
24 May 2022 - by Juliet Spector, Tim Kempen, Evan Pollock, Cade Dombrowski
An industry survey of assumptions and methodologies in the individual long-term care (LTC) market.
Article
Impact of COVID-19 on the size of the LTCI industry
16 February 2022 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock
The onset of COVID-19 and attempts to control its spread, have introduced volatility into the long-term care insurance industry.
Article
How big is the standalone LTC market? Bigger than you might think.
21 May 2021 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock
LTC brief: The number of individuals with long-term care insurance slightly declined over the years, but private claim counts rose over 50% over the past decade, surpassing 275,000 in 2019.
Article
Anatomy of a long-term care rate increase
26 January 2021 - by Evan Pollock, Rachel Marsiglio, Juliet Spector
This paper provides guidance for insurers on how to prepare clean, efficient rate increase filings and to help carriers work with regulators to incorporate the information they seek.