Experience
Publications
Read their latest work
Article
Analysing 2023 Solvency and Financial Condition Reports (SFCRs) of health insurers in the UK
09 October 2024 - by Joanne Buckle, Natasha Singhal, Somya Bansal, Kunal Panjwani
We provide some insights to the year-end 2023 SFCRs of selected health insurers with domestic medical insurance business in the United Kingdom.
Article
Market insight from year-end 2022 SFCRs: Analysis of health insurers based in the UK
31 October 2023 - by Joanne Buckle, Natasha Singhal, Somya Bansal
We offer some insights to the year-end 2022 SFCRs of selected health insurers with domestic medical insurance business in the United Kingdom.
Article
COVID-19 and medical underwriting practices for life and health insurance
03 February 2023 - by Natasha Singhal, Vincent Soulas, Lalit Baveja
As more evidence emerges about long-term clinical impacts of Covid-19 and long Covid, insurers will need to consider the implications for medical underwriting.
Article
Analysis of insurers’ Solvency and Financial Condition Reports
19 July 2022 - by Joanne Buckle, Natasha Singhal
UK health insurers had strong positions at year-end 2021, with a weighted average SCR coverage ratio of 177%, though down from 198% a year earlier.
Article
Approaches to measuring climate change impacts for medical insurers
31 May 2022 - by Joanne Buckle, Alexander Krauskopf, Natasha Singhal
Using historical data in the U.K. and Germany to help medical insurers better understand the morbidity and mortality risks from climate change
Article
Analysis of insurers’ Solvency and Financial Condition Reports: UK domestic medical insurers and IPMI markets
12 October 2021 - by Joanne Buckle, Natasha Singhal
UK health insurers showed strong positions at year-end 2020, with a weighted average SCR coverage ratio of 198%, versus 178% in 2019.
Article
Peer review: Performance metrics for premier specialist consultants relative to non-premier consultants
14 June 2021 - by Joanne Buckle, Tanya Hayward, Natasha Singhal
A new form of measurement: Does the frequency of change of original consultant measure performance for Vitality Health?
Article
Climate change ORSA guide: Capturing climate change in the ORSA
17 February 2021 - by Ian Penfold, Natasha Singhal, Sophie Smyth
In this paper, we discuss how insurance companies can consider the impact of climate change through their Own Risk and Solvency Assessment (ORSA).
Article
Actuarial benchmarking of inpatient admissions within England using international comparators
17 February 2021 - by Joanne Buckle, Natasha Singhal
England benchmarking of inpatient admissions identifies value opportunities.
Article
How is the English NHS prescription drugs budget spent? Third edition: FY 2019/20
27 January 2021 - by Joanne Buckle, Natasha Singhal, Kishan Desai
This report provides an updated view of National Health Service England prescription drug expenditure for FY 2019/20.