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Article
Long-Term Care Focus: Q3 2024
11 September 2024 - by Juliet Spector, Annie Gunnlaugsson, Robert Eaton, Mike Bergerson, Joe Neary, Evan Pollock, Courtney Williamson, Randy Beams, Susan Knutson
In our third quarter 2024 Long-Term Care (LTC) Focus newsletter, we showcase some of the projects that Milliman LTC consultants are working on now.
Article
Impacts and considerations of statistical bias in LTC due to benefit reductions
31 August 2024 - by Jeff Anderson, Joe Neary, Courtney Williamson
When developing assumptions and analyzing experience on blocks of long-term care insurance business, actuaries to consider the impact of benefit reductions.
Article
Long-Term Care Focus: Q1 2024
15 March 2024 - by Juliet Spector, Annie Gunnlaugsson, Robert Eaton, Mike Bergerson, Jeff Anderson, Jeremy Hamilton, Daniel A. Nitz, Alyssa Lu, John Hebig, Courtney Williamson, Tim Kempen, Evan Pollock, Kevin Brown
This Long-Term Care (LTC) Focus newsletter showcases some of the projects that Milliman LTC consultants are working on now.
Article
Coinsurance for Long-term Care: Another viable benefit reduction option for rate increases?
16 June 2022 - by Joe Neary, Courtney Williamson
As an LTC benefit reduction option, coinsurance could allow for maximum coverage, reduce the impact of a rate increase and lower liability for the insurer.
Article
Nonforfeiture benefits and long-term care rate increases: What is the financial impact on insurers that offer nonforfeiture?
01 December 2016 - by Missy Gordon, Courtney Williamson
This article focuses on the effects of nonforfeiture (NF) when elected at the time of an increase regardless of whether the NF option was purchased or is contingent.