This briefing note looks at the year-end 2021 Solvency and Financial Condition Reports (SFCRs) of a sample of life insurers based in Luxembourg. At year-end 2021, European insurers published the sixth set of annual SFCRs. In this briefing note, we analyse the SFCRs of 15 Luxembourgish life insurers, based on gross premium written in 2021. We rely on key information in the Quantitative Reporting Templates (QRTs) in the SFCRs. After an introduction, we discuss:
- Analyses of premiums and investments
- The solvency capital requirement
- An analysis of solvency coverage