Skip to main content
Research report

Analysing 2023 Solvency and Financial Condition Reports (SFCR) of life insurers in Europe and the UK

2 October 2024

This report on life insurers focuses on the solvency and financial condition reports (SFCRs) for year-end 2023, published in 2024. Our analysis of the European and UK life insurance markets covers 675 companies from 31 countries and three territories, representing approximately £719 billion (€828 billion) in gross written premium and approximately £7.231 billion (€8.327 billion) in gross technical provisions. In separate sections focused on Europe and the United Kingdom, the report analyses the following: 

  • Balance sheet
  • Premiums, claims and expenses
  • Own funds
  • Solvency coverage and capital requirement
  • Minimum capital requirement
  • Long-term guarantee measures

About the Author(s)

Sam Burgess

Yuliia Maznytsia

Diya Pittie

Isabel Stansfield

We’re here to help