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Auto lines in 2022 and beyond: An actuary’s detailed guide to where things stand today and why

1 August 2022

U.S. personal auto insurance companies are expected to face significant challenges for the rest of 2022 and 2023. Personal and commercial auto insurance markets have been under pressure for quite some time with increases in used car prices, higher parts and labor costs, medical inflation, and other trends. Many auto insurers are using their proprietary data to better segment risks through generalized linear models or other machine learning techniques.

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