This report focuses on the solvency and financial condition reports (SFCRs) for year-end 2021, published in 2022. Our analysis of the European life insurance market covers 690 companies from 31 countries and two territories, representing approximately £725 billion (€861 billion) of gross written premium (GWP) and approximately £7,769 billion (€9,237 billion) of gross technical provisions (TPs). The report breaks down sections on Europe and the U.K. separately, with each containing analysis of the following:
- Balance sheet
- Premiums
- Own funds
- Solvency coverage
- Solvency capital requirement
- Long-term guarantee measures