This report focuses on the solvency and financial condition reports (SFCRs) for life insurers in Europe and the United Kingdom for year-end 2022. The SFCRs contain a significant amount of information on each of the insurance companies, including details on business performance, risk profile, and capital position. Insurers are also required to publish a great deal of quantitative information in the public quantitative reporting templates (QRTs) included within the SFCRs. Using these sources, we break down the analysis for each region with information on the following areas:
- Balance sheet
- Premiums
- Own funds
- Solvency coverage
- Solvency capital requirement
- Long-term guarantee measures