In this article, we explore the past, present, and future mortality due to COVID in the United States, showing how mortality has changed for both the general population and the life insurance industry. We also explore the causes of death that increased the most during the pandemic. The article’s analysis is organized by time period: 

• The past: data on excess mortality and top-five causes of death by age
• The present: discussion behind continued excess mortality compared with 2019
• The future: questions and issues to consider