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White paper

Dental coverage in the individual market

2 May 2024

For more than a decade, the majority of U.S. individuals and families who qualify for subsidized health insurance under the Patient Protection and Affordable Care Act (ACA) have been shopping for coverage through the Federally Facilitated Marketplace (FFM). The FFM was created for use by states that elected against creating a State-based Marketplace. Using publicly available data for the 2024 plan year, this article highlights the landscape of dental coverage availability in the 32 states using the FFM. We discuss:  

  • Dental coverage as an essential health benefit
  • Qualified health plans 
  • Standalone qualified dental plans
  • Additional considerations

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