In June 2019, the UK High Court sanctioned the transfer of a large portfolio of predominantly UK employers’ liability (EL) policies from RSA Insurance Group to an Enstar Group company. The sanctioning of this transfer is the latest example of a UK insurer disposing of its legacy EL liabilities via an insurance business transfer to a run-off specialist. In this paper, we consider the reasons why many insurers have sought exit solutions for their legacy EL liabilities and the approaches taken by the insurers of each of the five largest portfolios. We discuss: 

• Legacy EL difficulties 
• Seeking an exit from legacy EL exposures 
• The major historical EL insurers 
• Exit strategies taken 
• Insurance business transfers and issues seen on EL transfers